Now is a great time to start and think about getting the house ready for the winter season. Take advantage of the last couple weeks of sunshine and warmer temperatures to prepare for the winter months.
Why wouldn’t you travel domestically and internationally, when the world is your oyster at 60 and you have so much free time on your hands? Most Australians rarely travel worldwide, and that’s such a pity as there are so many beautiful things and destinations to experience.
One of the great advantages of living in such a great country is the different benefits provided to seniors by the government. While there will always be pros and cons on what type of, or how much assistance governments may provide their seniors, Australians should appreciate some of the great services they do receive.
Two areas that can cause a lot of unwanted stress to seniors on a pension include – living costs and health concerns. Fortunately the government knows this and tries to alleviate some of these pressures by providing a range of programs and services.
When you think of home; you most certainly look at it as being a safe haven where you are protected from the outside world. Sometimes the very protection you need is inside with you in the form of terrible financial habits. By looking at every area of your home and thinking of ways to save money in those areas, you and your family can find yourselves far ahead of your neighbors.
Let’s take a walk through the house and figure out ways to save money.
Once you have retired and are living on a pension, it is often difficult to secure a home loan. Many investors and lending agencies are unwilling to assist with home loans for several reasons. First, they fear that the pensioner, depending on age, will die before the home is paid off and no one else will be able to pay the outstanding debt. Secondly, the income level is not likely to change so if they get into financial trouble, there is no additional money to bail them out. Adding to their concerns, many retirees tend to have a low fixed income and possibly impaired credit. Fear not, however, there is some hope for those pensioners wanting to purchase a home.